Explanation of the grounds for vacating travel plans detailed
Let's Lay it All Out: Trip Cancellation Explained
Hey there, let's dive into the nitty-gritty of trip cancellations and shed some light on what you're actually covered for with our website's travel insurance plan. So buckle up, and let's get started!
What's a Covered Reason?
Covered reasons are specific, unforeseen events that may crop up, allowing you to make a claim and receive reimbursement on approved claims. With our website, trip cancellation coverage is typically included in most plans purchased more than 48 hours before your departure. This covers up to 100% of unused, prepaid, non-refundable trip costs, including flights, hotel bookings, tickets, and activities.
Our Website's Covered Reasons
Now, let's delve into the details of what our website's trip cancellation coverage protects you from:
Medical Mishaps, Illnesses, and Deaths
- Death, sickness, or injury of you, a close family member, travel companion, their family member, or business partner, before departure, requiring you to cancel the trip.
- Pregnancy complications verified by medical records, occurring after the effective date of coverage.
- Uninhabitable accommodations at your scheduled destination due to the illness or death of the host.
- Quarantine for health reasons.
Natural Disasters and Transportation Issues
- Traffic accidents en route to your departure city, as documented by a police report.
- Mandated airport or air traffic system shutdowns for at least 6 consecutive hours, causing a complete cessation of services (excluding terrorism or acts of war).
- Evacuation orders at your scheduled destination due to natural disasters.
- Destruction or uninhabitability of your home or scheduled destination by a natural disaster or burglary.
Crime and Financial defaults
- The theft of passports or visas specifically required for your trip, as documented by a police report.
- Felonious assault within 10 days before the scheduled departure date.
- Financial insolvency or default of a travel arrangement provider that causes a complete cessation of travel services.
Work and Service Obligations
- Subpoenas, court orders, jury duty, or witness requirements, provided you're not a party to the legal action (except if required for law enforcement purposes).
- Military duty or aid in the event of a natural disaster.
- Revoked or reassigned military leave with written documentation from a supervisor or commanding officer.
- Unemployment due to termination or layoff from your job, as long as you were employed continuously for at least a year prior to the effective date of the trip cancellation coverage.
Terrorism and Travel Alerts
- Hijacking or terrorist incidents by recognized terror organizations within 30 days of your scheduled departure date in cities listed on your itinerary.
- Travel alerts or warnings for levels 4 and higher issued for cities on your itinerary after your effective date for trip cancellation.
Cancel with Caution
Remember, you must report cancellations to the travel supplier within 72 hours of the event causing the need to cancel. Delays in reporting could result in uncovered amounts.
Covered or Foreseeable Events?
Travel insurance providers generally do not cover expected or foreseeable events or problems. If you anticipate needing to cancel for a specific reason, it's likely to be a foreseeable event. In such cases, it's best to plan your trip when the likelihood of canceling is low.
Travel with Us in Confidence
We hope this clarifies what a covered reason for trip cancellation is! If you have questions or need more info, don't hesitate to reach out to our support team at support@our website. Happy travels!
- Our travel insurance plan covers up to 100% of unused, prepaid, non-refundable trip costs like flights, hotel bookings, tickets, and activities in the event of trip cancellation due to specific, unforeseen events, such as a medical mishap, natural disaster, transportation issues, crime, financial defaults, work and service obligations, or terrorism and travel alerts.
- The website's trip cancellation coverage protects you from the death, sickness, or injury of you, a close family member, travel companion, their family member, or business partner, requiring trip cancellation before departure, among other covered reasons.
- If you have to cancel your vacation due to a mandatory airport or air traffic system shutdown causing a complete cessation of services, or due to evacuation orders at your scheduled destination due to natural disasters, you may be eligible for reimbursement under the trip cancellation coverage.
- Before purchasing travel insurance, ensure you understand what is considered a covered reason, as travel insurance providers typically do not cover foreseeable events or problems.
- In case of trip cancellation, it is important to report the cancellation to the travel supplier within 72 hours of the event causing the need to cancel to ensure that you are covered for the full amount. Happy travels with us!
