Locating ATMs in Las Vegas With Minimal Transaction Fees
Saving Money on Cash Transactions in Las Vegas
Visiting Las Vegas can be an exciting experience, but it's essential to stay financially savvy to enjoy your trip without breaking the bank. Here are some practical tips to help you withdraw cash at a lower cost or even for free.
Using Cardless ATMs
Major banks like Chase, Wells Fargo, and Bank of America offer cardless ATMs that allow withdrawals without your physical card. By using your phone's mobile wallet (Apple Pay, NFC, or QR codes), you can avoid certain fees and enjoy convenience if your bank supports fee-free withdrawals at these ATMs.
Player Rewards Programs
Signing up for casino player rewards programs, such as MGM Rewards, Caesars Rewards, or the Venetian Players Club, can help you offset costs. By gambling a little while using your player's card, you can earn credits or comps that may reduce costs on hotels, food, or cash-back offers, effectively decreasing your cash-out expense if you gamble responsibly.
ATM Selection
To minimize fees, prefer cardless ATMs or ATMs that are in-network with your bank. ATMs with the lowest fees (around $3) can be found at bank ATMs on the Strip, Bank of America outlets, Wells Fargo locations, convenience stores, and drug stores. Canadians using Interac and Plus should look for ATMs with the no-fee Allpoint green logo at locations such as CVS Pharmacy, Walgreens, and the Monorail Station Harrah's & the LINQ on the Strip.
Online Casinos and Sweepstakes Platforms
Withdrawing winnings from Nevada online casinos or sweepstakes platforms through methods like bank transfers, e-wallets, or cryptocurrency can have varying fees. E-wallet withdrawals tend to be faster with lower fees (0-7%), and cryptocurrency withdrawals can be quick but may involve gas fees. Bank transfers often incur higher fees ($20+) and longer processing times (2-5 days).
Be Aware of Scams
Being vigilant with ATMs is important, as card-skimming scams can occur in Sin City. It's also advisable to avoid using out-of-network ATMs or bank transfers with high fixed fees unless necessary. Opportunistic theft via portable card readers can be a potential scam in Vegas, so always be aware of your surroundings.
Additional Tips
Withdrawing cash at casinos on the Strip can result in fees up to $10. ATM fees in casinos are the highest, often reaching $4 plus around 2.5 percent of whatever you withdraw. Free ATMs in Vegas are rare, especially for non-US bank account holders.
However, many retailers offer a free or very cheap 'cash back' service when you make a purchase on their premises. Opening an account with a bank that offers ATM fee reimbursements can help, but there are often caps with these. Bringing cash to Vegas gives you greater flexibility, but can make you a target for pickpockets.
Remember, always verify with your bank and casino programs for the latest fee structures and offers before your trip to Las Vegas. Happy travels!
[1] Source: Bank of America, Chase, Wells Fargo [2] Source: MGM Rewards, Caesars Rewards, Venetian Players Club
- To save money when traveling, consider utilizing online personal-finance tools to budget your expenses, such as a blog on managing travel expenses or a lifestyle website that covers saving strategies.
- If you're interested in exploring the world of technology, research payment methods like e-wallets and cryptocurrencies that offer lower transaction fees, especially when it comes to withdrawing winnings from online casinos or sweepstakes platforms.
- If you plan to visit Las Vegas, take advantage of the various options available to save money, like signing up for casino player rewards programs, preferring in-network ATMs, or opting for cash-back services at retailers to avoid excess fees on cash transactions.
